DISCLAIMER

Bryan A Payne  Chartered Accountants makes this material available on the understanding that users exercise their own skill and care with respect to its use.

Before relying on the material in any important matter, users would carefully evaluate the accuracy, completeness and relevance of the information for their purposes and should obtain appropriate professional advice relevant to their particular circumstances.

Links to other web sites are inserted for convenience and do not constitute endorsement of material at those sites or any associated organisation, product or service. These external information sources are outside our control. It is the responsibility of users to make their own decisions about the accuracy, currency, reliability and correctness of the information at those sites.

By accessing information at or through this site, each user waives and releases Bryan A Payne Accounting Group to the full extent permitted by law and from any and all claims relation to the usage of and/or reliance on the material made available through the web site. In no event shall Bryan A Payne Accounting Group be liable for any injury, loss or damage resulting form use of or reliance upon the material.